Tuesday, June 19, 2018

OlayinkaOyelamiVirtualLawPractice Blog: Business Registration and Online Presence Benefits...

United Nations in January, 2016 launched the Sustainable Development Goals (SDGs) which are a guide to the United Nations Development Programme (UNDP) policy and funding for the next 14 years. The SDGs, among other essentials, recognize a universal commitment to actions to end poverty. In Africa, the simplest way to end poverty is to encourage MSMEs to start, have access to finance and funding as well as sustained entrepreneurship mentorship and supports from both the Government and successful private sector players. Read more...

OlayinkaOyelamiVirtualLawPractice Blog: Business Registration and Online Presence Benefits...: Starting a business is always the fun part: Coming up with an idea, registration of business name,  building an online presence, and imagi...

Sunday, June 17, 2018

Simplify Global Payment By Making Most Use of Your Debit Card’s Convenient Features

Access your funds globally with ease - Debit cards are revolutionizing the way bank customers pay for goods and services. With a debit card, you don’t have to carry as much cash. You also limit the need to write cheques, show identification and wait for approval. What is more is that, debit cards are more readily accepted than cheques, especially when you are travelling away from home.

Automated Teller Machine card — This card is used to obtain cash from ATMs and is accepted for payment by using your Personal Identification Number at certain supermarkets, retailers and filling stations.

A card that carries the logo of one of the two major payment card companies— This card can be used to withdraw cash from an ATM, as well as to make purchases anywhere the logos on these cards are accepted.

A debit card may look like a credit card, but it works like the electronic equivalent of a cheque. When you pay with a debit card, you authorize the bank to take money directly out of your bank account and pay it to the merchant. Like a credit card, you simply sign a receipt for your purchase. Unlike a credit card, there is no bill at the end of the month and no interest charge. The debit simply shows up on your bank account.

Debit card deductions are instantaneous. Debit card purchases are immediately deducted from your account, which means that your spending is limited by the balance in your account. Be aware that if you have written cheques that have not yet cleared, your debit card may allow you to overdraw your account.

It is important to notify your card issuer/bank immediately if your debit card is lost or stolen. It is true that under the law, there is a higher liability for debit cards, but, in response to consumer concerns about liability for fraudulent use, some cards have instituted a zero liability policy. The zero liability policy applies to purchases made using your card or account information at a store, over the phone, or on the Internet. It does not, however, apply to ATM transactions.

A debit card can help track spending. Because debit card purchases are listed on your monthly statement, using your debit card makes it easier for you to track your spending and eliminates the need to try to remember where you spent the money you withdrew from the ATM. Also, if you are banking online, many personal finance software programmes download debit transactions to your software, where you can assign them to the proper spending categories.

Debit cards do not provide the same purchase protection as credit cards. In most cases, if you have a problem with merchandise or services you charged to a credit card, and you have made a good faith attempt to work out the problem with the seller, the law allows you to withhold payment for the purchase plus any finance or related charges. Regulations make no such allowance for debit card purchases (although some financial institutions might). Typically, you are out of the money that has been deducted from your account until the issue is resolved.

Some financial institutions charge for debit transactions. While you won’t accrue interest or finance charges on debit card purchases, some institutions charge a monthly or per-transaction fee for debit cards. Shop around for the best deal, particularly if you plan to use your card often.

Debit cards can make balancing your chequebook a challenge. It is easy to use your debit card to pay for groceries and stuff the receipt in the bag without ever deducting the amount of your purchase from your chequebook balance. To avoid overdrawing your account, devise a system for recording your debit card transactions.

When used properly, debit cards provide convenience, enabling you to effectively track your cash flow. Just be sure to safeguard your card, PIN and receipts. Over 4 million customers around the world use Payoneer Debit cards for one reason. Whether you are a business owner, professional or freelancer, Payoneer offers you multiple ways to get paid by your international clients and global marketplaces – quickly, securely and at low cost...it’s simple. Click here to learn more...

Friday, June 15, 2018

BitcoinDiamondMines Blog : Understanding Blockchain Technology Potential Beyo...

Join the bitcoin revolution. Start making money in one of the fastest growing industries of the decade. Work from home or from any location...No prior experience is necessary. All you need to begin is some bitcoin and a PayPal account.

Our system does the rest. The process is completely automated. It is easier than you think. Register here for your Free Bitcoin Growing Platform Training and build up your crypto-assets the SMART way BitcoinDiamondMines Blog : Understanding Blockchain Technology Potential Beyo...: Blockchain can help guard against election fraud, because the decentralized nature of its transactions means they cannot be altered after ...